Apply Loan Rumah 2020

 Assalamualaikum,

Last entry I ada cerita nak share my loan submission to the bank kan. Actually the period from the date of my house booking till the date for loan submission is quite long. It is due to COVID 19. Masa booking last November 2019,my agent ada bagi tahu maybe after CNY arond February 2020 baru boleh apply loan. I okay je sebab I rasa in the mean time I boleh settlekan hutang PTPTN yang tertunggak tu...huhuhuh

Sebelum apply make sure you tak ada apa hutang yang tertunggak dengan bank. Boleh effect you punya loan approval. Kalau tak memang akan appear dalam CCRIS.Bad record... so Bank akan easily reject. Kalau nak tahu cara kira how much eligibily loan you boleh apply or anything pasal bank boleh refer dekat blog Tuan Arif ni  panduan mohon pinjaman perumahan sebab masa first time nak apply housing loan tu pun I refer dekat sini jugak. Hope it helps. 

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Since Nov to June 2020 I tak received apa apa call dari bank pun. Then I call developer to update. COVID 19 make the biggest impact to all  I told ya. Bank pun tak boleh nak process the loan for you. I tunggu je bank call sebab all documents I dah ready & hutang PTPTN yang tertunggak pun I da setel kan on Jan 2020 sebab I taknak ada apa apa problem lepas I dah submit to the bank. I doa semoga ada rezeki untu anak anak :) Bila kita submit documens as per request by the bank,bank pun akan senang nak go through application kita okay. 

27 July 2020

Received call Bank A for the loan application. I terus rasa nervous... and excited yela first time kan apply bukan harga seringgit duaa uiiii   so I terus email banker documents yang bank request. Masa submit ni I doa banyak2 semoga tak ada banyak masalah dan ada rezeki untuk anak anak.

Nanti I sambung next entry ya.Kalau I cerita semua nanti you all peningggg pulak baca panjang meleret 

Till then!

Thank you for your reading :)